A.B.L.E. Privacy Policy

1. Who We Are and What This Policy Covers

A.B.L.E. Framework LLC is a Wyoming limited liability company that operates A.B.L.E., a living operating system for men, delivered through the Platform. This Policy explains what personal information we collect, how we use and share it, how we protect it, and the rights you have over it.

This Policy applies to everyone who visits the Platform, takes the Personal Study, or holds a membership, and to Sponsors who purchase seats for others. It is part of the Agreement Stack you accept when you enroll, together with the Terms of Use, the Master Success Architect Coaching Agreement, the Refund and Cancellation Policy, the Coaching Disclaimer, the Group Covenant, and the standalone Sensitive Data Consent.

Eligibility. Services are currently available only to residents physically located in the United States and Canada, excluding Quebec. This Policy is written for those jurisdictions. We do not knowingly collect personal information from anyone in Quebec, Mexico, the European Union, the United Kingdom, or any other excluded jurisdiction, and we do not knowingly collect personal information from anyone under eighteen (18).

2. Information We Collect

We collect only what the practice needs. Most of what we hold, you wrote.

Account information. Name, email address, password credentials (stored in hashed form by our authentication provider), and the tier you hold.

Location attestation. Your country and state or province, your affirmation that you are physically located in an eligible jurisdiction, and the time you made it. We keep this because eligibility, safety escalation, and jurisdictional analysis depend on where you are.

Consent and agreement records. The version of each agreement you accepted, when you accepted it, your electronic-records consent, your acknowledgment that the hardware and software requirements were displayed, your standalone sensitive data consent, your Refund Policy acceptance, and, as audit support for the enforceability of those acceptances, the IP address and browser identifier at the time.

Your Personal Study. Your written answers about who you are becoming and what your life is showing, your claim and recall responses across the four Movements, the pressure contexts you select, and your witness responses. This is sensitive information, and we ask for a separate consent before you submit it (Section 4).

Your practice. Personal Use Cases you author, the actions you log against them, the lines you write about what happened, evidence you name, and the record the Platform returns to you.

Messages. What you write to your Success Architect or the Founder through the Platform's Messages, and their replies.

Community activity. Posts, comments, and participation in cohorts, gatherings, and community spaces hosted on our community platform.

Payment information. Our payment processor collects and stores your card details; we never see or store full card numbers. We receive the transaction record, the last four digits, the billing address, and the tier and amount paid.

Sponsor information. For a Sponsor, the organization or individual's legal name, representative, address, email, telephone, seats purchased, and billing records. For a man named to a sponsored seat, the name and email the Sponsor provides so we can issue his invitation.

Technical and usage information. Device type, browser, operating system, IP address, pages viewed, and timestamps, collected through server logs and first-party usage analytics. We do not use advertising or cross-site tracking cookies.

Communications with us. Email you send to info@ableframework.com and our replies.

We do not collect government identification numbers, and we ask you never to send card numbers by email.

3. How We Use Your Information

We use personal information to:

• deliver the practice: run your Personal Study and return your own words to you, hold your Personal Use Cases and record, place you in a cohort, and give your Success Architect what he needs to serve you;
• personalize the Platform: show you the surfaces, lessons, and community spaces that belong to your tier and your stage in the practice;
• support accountability and safety: let your Success Architect read what you have written and respond, and apply the safety practices described in Section 6;
• bill and administer memberships: process payments, send receipts, manage renewals, cancellations, refunds, and sponsored seats;
• communicate with you: send the weekly word, Micro-Lab notices, cohort and gathering information, account and service messages, and replies to your questions;
• keep records of consent and eligibility: prove which agreements you accepted, when, and from where;
• operate, secure, and improve the Platform: monitor performance, prevent fraud and abuse, and fix what breaks; and
• comply with law: meet legal, tax, accounting, and regulatory obligations, and respond to lawful requests.

What we do not do. We do not sell personal information. We do not use your Personal Study, practice, or messages for advertising. We do not compute a score, grade, ranking, or prediction about you; the Personal Study reveals your own words, and any internal field our Success Architect uses to decide where to start with you is never shown to you as a number and never shared. We do not make automated decisions with legal or similarly significant effect on you.

Legal bases (Canada). For residents of Canada, we collect, use, and disclose personal information with your consent, express or implied as appropriate to the sensitivity of the information, or as otherwise permitted or required by law. For the sensitive information in Section 4, consent is always express.

4. Sensitive Information and Your Separate Consent

Using the Platform may involve disclosing personal, emotional, relational, spiritual, and behavior-related information: your Personal Study responses, reflections, Personal Use Cases, messages with your Success Architect, and what you say in a cohort.

We treat this as sensitive information. Before you submit it, we ask for a separate, affirmative consent that is not buried in general terms. That consent explains that this information is used for coaching, platform personalization, accountability, safety, and program delivery, consistent with this Policy, and nothing else. You may withdraw that consent at any time (Section 10), understanding that the practice cannot be delivered without it.

Who can read it. Your Personal Study, practice, and messages are visible to you and to your assigned Success Architect (and the Founder, where your tier includes Founder Direct). The Platform is built so that a member reads only his own record. A.B.L.E. staff and contractors access sensitive content only for an authorized purpose: serving you, safety review, legal compliance, or technical support under confidentiality obligations.

Who can never read it. No Sponsor, employer, church, coach, parent, spouse, or other third party who paid for or arranged your seat receives your Personal Study, Personal Use Cases, messages, community activity, reflections, attendance, progress, outcomes, or the reasons for any decision you make, including invoking the Brother's Promise. A Sponsor receives only four administrative seat states (Available, Invitation Issued, Claimed, Released) and the billing information reasonably necessary to administer its purchase. This limit is written into the Sponsor Order Form.

5. How We Share Information

We share personal information only as follows.

Service providers. With vendors who process information on our behalf and under contract, only for the purposes above:

• Stripe, Inc. (payment processing and subscription billing);
• Supabase, Inc. (database, authentication, and file storage);
• Circle Internet Services, Inc. (the member community and Micro-Lab course spaces at community.ableframework.com);
• Tally (intake and study forms);
• Resend, Inc. (transactional email delivery);
• Framer B.V. (website and Platform hosting).

Within A.B.L.E. With your Success Architect and, where your tier includes it, the Founder, and with A.B.L.E. staff or contractors who need access for an authorized purpose.

Sponsors. As limited in Section 4: seat state and billing information only.

Safety. As described in Section 6.

Legal. When required by applicable law, valid court order, subpoena, or other legal process, or to establish, exercise, or defend legal claims, including responding to a payment dispute with the transaction records and consent timestamps needed.

Business transfers. In connection with a merger, acquisition, financing, or sale of assets, with notice to you, and subject to this Policy or one at least as protective.

With your direction. Where you ask us to share something, for example a copy of your record.

6. Safety, Confidentiality, and Its Limits

A.B.L.E. treats your communications and content as confidential, subject to the Coaching Agreement, this Policy, and applicable law. Coaching communications are not legally privileged in the same manner as attorney-client, psychotherapist-patient, clergy-penitent, or other legally recognized privileged communications.

We may disclose information when disclosure is required by applicable law, valid court order, subpoena, or other legal process. We may also disclose information when we reasonably believe disclosure is necessary to address an imminent or likely risk of serious harm to you or another person. Any such disclosure should, to the extent reasonably practicable, be limited to information necessary to address the safety concern and may be made to emergency services, crisis-response resources, law enforcement where appropriate, or another person or authority reasonably positioned to assist. These limitations apply to all communications with A.B.L.E., the Founder, and Success Architects, including email, direct messages, platform messages, telephone calls, video calls, and communications occurring outside scheduled sessions.

Nothing in this Policy makes A.B.L.E., the Founder, or a Success Architect a mental-health provider, emergency service, crisis-response provider, or suicide-prevention service. Messages are handled by people and are not continuously monitored. If you need help right now, use the emergency or crisis service for where you are.

We keep an internal record of safety-related escalations, including your physical location and the location of any person at risk where known, so that our review follows the law of the place you are in.

7. Where Your Information Is Stored and Cross-Border Transfers

A.B.L.E. is a United States company. Personal information is stored and processed in the United States by us and by the service providers in Section 5, some of which may process information in other countries where they operate.

For residents of Canada. When we transfer your personal information from Canada to the United States, A.B.L.E. remains accountable for it. We protect it to a standard comparable to the protection it would receive under the Personal Information Protection and Electronic Documents Act (PIPEDA), through contractual and technical safeguards with our providers, and we remain responsible for it while it is in a provider's hands. Information stored in the United States is subject to United States law and may be accessible to United States authorities under that law.

8. How Long We Keep Information

We keep personal information for as long as your account is active and for as long afterward as needed for the purposes above, and then delete or de-identify it, except where law, a legal claim, safety documentation, or fraud prevention requires longer retention. In general:

• account, consent, eligibility, and agreement-acceptance records: for the life of the account and seven (7) years after closure, because they evidence the contract and are needed for tax and dispute purposes;
• Personal Study, practice, and message content: for the life of the account, and deleted or de-identified within ninety (90) days after you close the account or withdraw consent, unless you ask us to keep it or law requires retention;
• payment records: as our payment processor and tax law require, typically seven (7) years;
• safety escalation records: as the Coaching Agreement and applicable law require;
• server logs and technical data: thirteen (13) months.

Backups may hold copies for a limited time after deletion and are overwritten on a rolling schedule.

9. How We Protect Information

We use administrative, technical, and physical safeguards appropriate to the sensitivity of the information, including encryption in transit and at rest with our providers, hashed credentials, row-level access controls so that a member reads only his own record, restricted staff access on an authorized-purpose basis, and audit logging of consent and safety events. No system is perfectly secure, and we cannot guarantee absolute security.

Breach notification. If we become aware of a breach of the security of your personal information, we will investigate, take steps to contain it, and notify affected persons in the most expedient time possible and without unreasonable delay, consistent with Wyoming law (Wyo. Stat. § 40-12-501 et seq.) and any other law that applies to you, including the breach-notification provisions of PIPEDA for residents of Canada. We will also notify regulators where the law requires.

10. Your Rights and Choices

You have the following rights over your personal information, subject to applicable law. To exercise any of them, write to info@ableframework.com from the email address on your account; we may ask you to verify your identity.

• Access. Ask what personal information we hold about you and receive a copy, including your Personal Study responses, Personal Use Cases, and practice record in a portable form.
• Correction. Ask us to correct information that is inaccurate or incomplete.
• Deletion. Ask us to delete your personal information. We will do so except where retention is required by law or by the purposes in Section 8, and we will tell you what we kept and why.
• Withdraw consent. Withdraw your consent to our collection, use, or disclosure of personal information at any time, subject to legal or contractual restrictions and reasonable notice. Withdrawing consent to sensitive information ends our ability to deliver the practice.
• Marketing. Every non-essential email carries an unsubscribe link. Service messages about your account, billing, safety, and agreements continue while your account is open.
• Complaints. Raise a concern with us first at info@ableframework.com; a person reads every message. If you are not satisfied, you may complain to the regulator for your jurisdiction.

Residents of Canada. Under PIPEDA you have the right to access and challenge the accuracy and completeness of your personal information, to withdraw consent, and to be informed of the existence, use, and disclosure of your personal information. You may complain to the Office of the Privacy Commissioner of Canada (priv.gc.ca) if you believe we have not handled your information in accordance with PIPEDA.

Residents of the United States. Where a state privacy law grants you rights to access, correct, delete, or port your information, or to opt out of sale or targeted advertising, we honor those rights on request. A.B.L.E. does not sell personal information or use it for targeted advertising. We do not discriminate against you for exercising any right.

11. Cookies and Analytics

The Platform uses cookies and similar technologies that are necessary to keep you signed in, remember your preferences, and secure your session, together with first-party usage analytics that help us see which pages are used and where they break. We do not use advertising or cross-site tracking cookies. You can control cookies through your browser settings; disabling essential cookies may prevent the Platform from working.

12. Children

The Platform is for adult men. We do not knowingly collect personal information from anyone under eighteen (18). If you believe a minor has provided us information, write to info@ableframework.com and we will delete it.

13. Changes to This Policy

We may update this Policy through our agreement-governance process. A material change is communicated by email and through the Platform's acknowledgment flow before it takes effect, with the version and effective date stated. Where a change would use your personal information for a materially different purpose, we will ask for your consent where the law requires it.

14. Contact

Privacy questions and requests: info@ableframework.com. A person reads every message, and we answer within two business days.

Privacy contact for Canadian residents: the same address; A.B.L.E. Framework LLC is the organization accountable for your personal information under PIPEDA.

A.B.L.E. Framework LLC, a Wyoming limited liability company.

Services are currently available only to residents physically located in the United States and Canada, excluding Quebec.