A.B.L.E. Terms of Use

SECTION 1 — Acceptance of Terms

By accessing or using the A.B.L.E. website, platform, content, coaching services, community, events, resources, or any related services (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree, do not access or use the Services.

These Terms apply to all visitors, account holders, subscribers, cohort participants, coaching clients, community members, and any other person who accesses or uses the Services in any capacity.

If you are accepting these Terms on behalf of an organization or other legal entity, you represent that you have authority to bind that entity to these Terms, and "you" includes both the individual and the entity.

SECTION 2 — Eligibility

You must be at least 18 years old to access or use the Services. The A.B.L.E. Practice is presently designed for adult men unless a specific program states otherwise.

Geographic Availability. The Services are available only to individuals who satisfy the Company's age, program, residency, physical-location, and jurisdictional eligibility requirements.

International Availability. Individual memberships and separately purchased Success Architect sessions are available to eligible adults worldwide except in jurisdictions restricted by the Company for the applicable Service. Restrictions may differ between memberships and separately purchased sessions. Sponsored enrollment and organizational participation require the Company's express authorization for the applicable jurisdiction. The Company publishes applicable restrictions through its enrollment and purchase processes. Nothing in this provision excludes or limits mandatory rights under applicable law.

The Company may restrict or expand availability prospectively, subject to applicable law and the contractual rights of existing Clients. Clients must provide accurate residency and physical-location information and promptly notify the Company of changes affecting eligibility.

Nothing in this Section excludes or restricts mandatory consumer protections applicable to a Client.

You represent that you have the legal capacity to enter into these Terms and that your use of the Services does not violate any law, regulation, or contract to which you are subject.

The Company reserves the right, at the Company's discretion, to refuse or terminate access to the Services for any person who does not meet eligibility requirements or who otherwise should not, in the Company's reasonable judgment, be granted access.

SECTION 3 — Educational and Coaching Purpose

Website content and Services are provided for general education, coaching, reflection, and personal development. They are not professional advice and should not be relied upon as a substitute for qualified medical, mental-health, legal, financial, tax, investment, safety, employment, or crisis advice.

The Services are not psychotherapy, counseling, psychiatric care, psychological assessment, medical treatment, medical diagnosis, legal advice, legal representation, financial advice, tax advice, investment advice, pastoral counseling, ministry counseling, spiritual direction, crisis intervention, or emergency services.

If you need professional care, professional counsel, or emergency assistance, you are responsible for contacting a qualified licensed professional or appropriate emergency service. The Services are not designed for and are not equipped for emergency response. The platform is not monitored for emergencies.

The Company may include faith-informed, values-based, or spiritual language in coaching, content, and community. Such language is offered for reflection and encouragement only and does not create a clergy relationship, pastoral counseling relationship, spiritual-direction relationship, fiduciary relationship, or privileged communication unless a separate written agreement establishing such a relationship is signed and reviewed by counsel.

SECTION 4 — User Accounts

You are responsible for the accuracy of information you provide at registration and throughout your use of the Services. You agree to:

• create and use only one account, registered in your own legal name, unless the Company expressly permits otherwise;
• protect the security of your login credentials and not share credentials with any other person;
• not allow any other person to access the Services through your account;
• not use another person's account, credentials, or identity to access the Services;
• notify the Company promptly if you suspect unauthorized access to your account.

You are responsible for all activity under your account. The Company is not liable for any loss or damage arising from your failure to comply with this Section 4.

The Company may suspend or terminate your account for any violation of these Terms, security concerns, nonpayment, misuse, harassment, or violation of the community standards set out in Section 12.

SECTION 5 — Purchases and Subscriptions

5.1 — Payment Terms

Purchases, subscriptions, payment plans, renewals, cancellations, and refunds are governed by the posted checkout terms, the Refund and Cancellation Policy, and, where applicable, the Master Success Architect Coaching Agreement. Prices and offerings may change prospectively.

For paid programs, cohorts, and coaching engagements, your acceptance at checkout binds you to the applicable payment terms, including:

• the total fee or installment schedule stated at checkout;
• the cancellation, refund, and rescheduling provisions of the program-specific terms;
• any program-specific terms or addenda incorporated at checkout;
• the Master Success Architect Coaching Agreement, where applicable to your enrollment.

5.2 — Coaching Agreement Priority

Where any conflict exists between these Terms and the Master Success Architect Coaching Agreement regarding paid services governed by that Agreement, the Master Success Architect Coaching Agreement governs.

5.3 — Payment-Plan Obligations

You agree that payment-plan installments are a payment convenience, not a right of cancellation. Failed, late, reversed, disputed, or unpaid amounts may result in suspension of access pending resolution.

5.4 — Currency and Foreign Exchange

All purchases, subscriptions, and payments under the Services are processed in United States Dollars (USD) unless the Company expressly provides otherwise. If you are accessing the Services from outside the United States, your card issuer or payment provider handles foreign-exchange conversion from your local currency to USD. The Company does not control foreign-exchange rates or conversion fees applied by your card issuer or payment provider.

Refunds, where applicable under the Refund and Cancellation Policy, are processed in USD to the original payment method. Foreign-exchange differences between the original purchase exchange rate and the refund exchange rate are handled by your card issuer or payment provider and are not the Company's responsibility.

Version note: Sections 5.5, 5.6 and 5.7 (Refund and Cancellation Policy acceptance, sponsored enrollment ratification, and the acceptance record) were prepared in the unpublished v3.8.0 draft and are first published in this v3.9.0 edition.

5.5 — Refund and Cancellation Policy

The Company's Refund and Cancellation Policy is incorporated into these Terms and governs applicable cancellation, refund, payment, payment-plan and chargeback matters. Before completing a paid enrollment, a Client is provided access to the then-applicable Refund and Cancellation Policy and accepts that Policy through checkout or program-enrollment ratification, as applicable to the Client's method of enrollment.

5.6 — Sponsored Enrollment

Where a third party pays for or sponsors a Client's access, the absence of an individual checkout does not eliminate the Client's acceptance of the Refund and Cancellation Policy. The Client accepts the Policy through the Client's program-enrollment ratification. The sponsoring payer's separate payment, refund-recipient and Organization obligations are governed by the applicable sponsorship or Organization documents.

5.7 — Acceptance Record

The Company will retain an electronic record identifying the version of the Refund and Cancellation Policy presented to the Client, a hash or other integrity record of the accepted text, the Client's affirmative acceptance, and the date and time of that acceptance.

SECTION 6 — Prohibited Uses

You may not use the Services for any of the following:

• unlawful activity or activity in violation of any applicable law, regulation, court order, or third-party right;
• harassment, threats, intimidation, or abuse of any other person, including other users, Success Architects, Company personnel, or third parties;
• hate speech, slurs, or content targeting individuals or groups based on race, ethnicity, religion, sex, gender, sexual orientation, national origin, disability, or any other protected characteristic;
• sexually explicit content, sexually suggestive content directed at other users, or content sexualizing minors in any form;
• threats of violence, content promoting self-harm, content promoting harm to others, or content that creates safety risk to any person;
• impersonation of another person, including misrepresenting your identity, affiliation, or authority;
• intellectual-property infringement, including copying, distributing, or commercially exploiting content owned by the Company or by third parties;
• unauthorized solicitation, spam, recruiting, fundraising, or commercial promotion;
• scraping, harvesting, automating, or programmatically extracting content, data, or materials from the Services;
• bypassing, disabling, circumventing, or interfering with any access control, security feature, rate limit, or platform safeguard;
• hacking, malicious code, viruses, or any code intended to disrupt, damage, or gain unauthorized access to the Services or to other users' accounts;
• automated access, bots, or scripts not expressly authorized by the Company;
• any other use that violates these Terms or any policy incorporated by reference.

The Company may suspend, restrict, or terminate access for any violation of this Section 6, with or without prior notice.

Moderation Discretion; No Absolute Duty. The Company reserves the right, but does not assume the obligation, to monitor, moderate, restrict, or remove content, communications, or conduct prohibited by this Section 6. The Company's monitoring and moderation authority is discretionary, not continuous, and does not constitute a guarantee that the Company will catch, prevent, or perfectly resolve every instance of prohibited use. The Company's failure to identify, act on, or prevent any specific instance of prohibited conduct does not constitute breach of these Terms or basis for liability of any kind.

Users acknowledge that the Company's exercise of moderation authority is bounded by the practical realities of digital platform operation. Users are encouraged to report violations of this Section 6 through the Company's designated reporting channel for review and discretionary Company action.

SECTION 7 — User Content

You retain ownership of original content you submit to the Services, including your own reflections, journal entries, comments, posts, Personal Use Case ("PUC") entries, intake responses, and assessment responses ("User Content").

You grant the Company a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, process, display, moderate, transmit, back up, distribute within the Services, and use your User Content as needed to:

• provide the Services to you;
• operate the platform;
• enforce these Terms and any policy incorporated by reference;
• comply with law, court order, regulatory request, or other legal process;
• protect the safety of users, the Company, or the public;
• support your participation, including coordinating across Success Architects and Company personnel involved in your participation.

The Company may use aggregated, de-identified, or anonymized data derived from User Content for product improvement, research, program evaluation, platform analytics, and business development, provided the use does not reasonably identify any individual user.

You represent that you have the right to submit any content you submit, that your User Content does not infringe any third-party intellectual-property right, privacy right, or contractual right, and that your User Content complies with these Terms.

User Content does not include the Company's prompts, frameworks, structures, assessments, or templates that you use to generate your User Content. Those remain the Company's property under Section 9.

SECTION 8 — No Reliance on Platform Metrics

Scores, dashboards, indicators, snapshots, practice signals, reflection points, challenge progress, recommendations, reflections, PUC records, and similar platform outputs are coaching tools and self-development indicators. They are not:

• diagnoses or clinical evaluations;
• professional assessments of any kind, including psychological, employment, or fitness assessments;
• moral judgments of your character, faith, or capacities;
• verified measurements of mental health, ability, performance, or outcomes;
• objective records that may be cited as professional opinion in any legal, employment, medical, or other context.

You agree not to rely on platform metrics, outputs, or recommendations as a substitute for professional judgment in any context where licensed professional advice would be appropriate.

SECTION 9 — Intellectual Property

9.1 — Company Ownership

The Services, including the website, platform, content, design, graphics, names, trademarks, frameworks, assessments, dashboards, video, audio, written content, worksheets, challenges, PUC methodology, code, and all related materials, are owned by the Company or its licensors and are protected by intellectual-property law.

9.2 — Protected Materials

The Company's protected materials include, without limitation:

• the A.B.L.E. brand name, logo, marks, and trade dress;
• the A.B.L.E. Framework (Activating Awareness, Building Evidence, Leveraging Practice, Executing Discipline) and all framework articulations and methodology;
• the Personal Study, including its instrument design, question architecture, scoring or non-scoring posture, gap framing, snapshot vocabulary, identity-claim mechanism, and operational logic;
• assessments, scoring or signaling logic, indicators, snapshots, practice signals, and reflection points;
• dashboards, dashboard architecture, vocabulary, and data flows;
• challenges, challenge designs, and challenge sequences;
• Personal Use Case methodology and architecture;
• worksheets, prompts, exercises, scripts, dialogue frames, and reflection tools;
• audio recordings, video recordings, written content, slide decks, graphics, illustrations, and brand visuals;
• platform interface design, platform copy, platform flows, and platform code.

9.3 — Limited License to User

Your use of the Services grants you a limited, revocable, non-transferable, non-exclusive license to access and use the Services solely for your own personal participation. This license terminates automatically when your access ends or when the Company terminates access under Section 12.

9.4 — Restrictions

You may not, except as expressly permitted by the Company in writing:

• copy, reproduce, or duplicate Company materials;
• teach, deliver, instruct, or facilitate any program based on Company materials, methodology, framework, or coaching tools;
• sell, license, sublicense, distribute, publish, or commercially exploit Company materials in any form;
• screenshot, record, or capture Company materials for public distribution, social media posting beyond personal use, or any commercial purpose;
• upload Company materials to any third-party service, platform, or repository, including AI training datasets, content generation services, large language model training pipelines, or any other system that uses uploaded content to train, fine-tune, or augment automated tools;
• reverse engineer, deconstruct, or extract methodology from Company materials for the purpose of building a competing program, framework, or platform;
• create derivative works, adaptations, translations, or modifications of Company materials;
• remove, alter, or obscure any copyright notice, trademark, branding, or proprietary marking on Company materials.

9.5 — Coaching Agreement Priority

Where you have entered into the Master Success Architect Coaching Agreement, the intellectual-property provisions of that Agreement apply in addition to and consistent with this Section 9.

9.6 — Trade Secret Protection

The Company's methodology, including without limitation the A.B.L.E. Framework architecture, the Personal Study instrument design, the Personal Use Case methodology, the dashboard vocabulary and scoring or non-scoring posture, and the operational logic of the Services, constitute trade secrets and confidential information of the Company protected under the Wyoming Uniform Trade Secrets Act, W.S. 40-24-101 et seq., the federal Defend Trade Secrets Act, 18 U.S.C. § 1836, and other applicable law. You may not disclose, reproduce, or otherwise use the Company's trade secrets or confidential information for any purpose other than your authorized use of the Services.

SECTION 10 — Third-Party Services

The Services may reference, link to, embed, integrate with, or otherwise direct you to third-party websites, books, articles, podcasts, videos, applications, software tools, service providers, frameworks, programs, or other resources outside the Company's control.

References to third-party content and resources are provided for information, education, convenience, or context. References do not constitute the Company's endorsement of, warranty for, control over, or responsibility for:

• the accuracy, completeness, or current validity of third-party content;
• the privacy practices, security practices, or data handling of third-party services;
• the availability, uptime, or continued operation of third-party services;
• the outcomes, results, or effects of your use of third-party resources;
• third-party terms of service, payment terms, or refund policies.

Your use of any third-party content, tool, or resource is solely between you and that third party. The Company is not a party to your relationship with any third-party service.

The Company hosts its community spaces, content delivery, and tier membership presentation through a third-party platform (currently Circle), with payment processed through the Company's own payment processor (Stripe) and A.B.L.E. Framework, LLC as the merchant of record. Your use of that platform may require you to accept the platform's own terms, which govern your use of the platform's features and infrastructure. Those platform terms do not govern the coaching relationship, the membership tiers, the fees, the refund and cancellation terms, or the Brother's Promise, which are governed exclusively by the Master Success Architect Coaching Agreement and the Refund and Cancellation Policy. To the extent any platform term purports to govern that coaching or commercial relationship, the Master Success Architect Coaching Agreement controls.

SECTION 11 — Testimonials and Marketing Claims

Testimonials, success stories, case studies, transformation narratives, and similar marketing content reflect individual experiences. The Company will not represent that testimonial outcomes are typical results unless the Company has substantiation that testimonial outcomes are in fact typical for participants in the relevant program. Where a testimonial implies a measurable outcome, the Company will, where the FTC Endorsement Guides (16 C.F.R. Part 255) require, disclose either the generally expected results for typical participants or the basis on which the testimonial outcome should not be expected as a typical result. Marketing statements describe what may be possible, not what is guaranteed.

Any claim of transformation, growth, improved discipline, leadership, relationships, business results, financial outcomes, spiritual outcomes, mental-health outcomes, or personal progress depends on individual circumstances and follow-through.

Testimonials and marketing materials used by the Company are obtained through the Company's separate Media, Testimonial, and Marketing Release process. Your participation in providing a testimonial is voluntary, and the Company will not condition your continued participation in the Services on your willingness to provide a testimonial.

SECTION 12 — Termination

The Company may suspend or terminate your access to the Services, with or without prior notice, for any of the following:

• violation of these Terms or any policy incorporated by reference;
• security concerns, including credible threats of harm to other users, Company personnel, or third parties;
• nonpayment, failed payment, or chargeback against the Company in the absence of a good-faith billing dispute;
• misuse of the Services or content;
• harassment of other users or Company personnel;
• legal risk to the Company arising from your conduct;
• discontinuation of a specific service, program, or platform feature where no reasonable substitute is available;
• misrepresentation of jurisdictional eligibility under Section 2;
• any other reason the Company reasonably determines is necessary to protect the Company, other users, personnel, or the integrity of the practice.

You may terminate your use of the Services at any time by discontinuing access and, if you have an account, requesting account closure through the means the Company designates. Termination by you does not relieve you of payment obligations already incurred or of obligations that by their nature survive termination, including Sections 7 (User Content), 9 (Intellectual Property), 13 (Disclaimers and Limitation of Liability), 16 (Indemnification), 17 (Dispute Resolution), and 18 (Governing Law and Venue).

Upon termination, your license to access Company materials under Section 9 ends, your access to the platform may be revoked, and your data is handled as set out in the Privacy Policy.

SECTION 13 — Disclaimers and Limitation of Liability

DISCLAIMER OF WARRANTIES — PLEASE READ CAREFULLY

USE OF THE SERVICES IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

The Company disclaims all warranties of any kind, whether express, implied, statutory, or otherwise, including without limitation:

• implied warranties of merchantability;
• implied warranties of fitness for a particular purpose;
• implied warranties of non-infringement;
• warranties of availability, uninterrupted access, or error-free operation;
• warranties of accuracy, completeness, currency, or reliability of content;
• warranties of suitability for your specific circumstances, goals, or outcomes;
• warranties arising from course of dealing, course of performance, or trade usage.

To the fullest extent permitted by law, the Company and its officers, directors, employees, contractors, Success Architects, agents, affiliates, successors, and assigns will not be liable for:

• indirect damages;
• incidental damages;
• consequential damages;
• special, exemplary, or punitive damages;
• damages for emotional distress, mental anguish, or pain and suffering;
• damages for lost profit, lost revenue, lost business opportunity, lost goodwill, or lost reputation;
• damages for relational, employment, business, financial, or career impact;
• damages for data loss, data corruption, or data unavailability,

regardless of the legal theory under which the claim is brought.

LIMITATION OF LIABILITY — PLEASE READ CAREFULLY

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE TOTAL AMOUNT YOU HAVE PAID THE COMPANY DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE DATE THE CLAIM AROSE, OR ONE HUNDRED DOLLARS ($100.00) IF YOU HAVE NOT PAID THE COMPANY DURING THAT PERIOD.

THIS LIMITATION APPLIES TO ALL CLAIMS, INCLUDING WITHOUT LIMITATION CLAIMS FOR BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, REGARDLESS OF WHETHER THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Nothing in this Section limits liability for claims that cannot be limited by law under applicable law, including without limitation claims for gross negligence, intentional misconduct, fraud, claims under the Wyoming Consumer Protection Act, W.S. 40-12-101 et seq., or other applicable state consumer protection laws that cannot be contractually limited.

Where you have entered into the Master Success Architect Coaching Agreement, the limitation of liability provisions of that Agreement govern with respect to claims arising under that Agreement.

SECTION 14 — Privacy

Your use of the Services is also governed by the Privacy Policy, which describes how the Company collects, uses, stores, shares, and protects information about you. By using the Services, you consent to the collection, use, and handling of information as described in the Privacy Policy.

The Privacy Policy is incorporated into these Terms by reference. Where any conflict exists between these Terms and the Privacy Policy regarding the handling of your information, the Privacy Policy governs.

SECTION 15 — Changes to Terms

The Company may, from time to time, update, modify, or amend these Terms. The Company will communicate material changes through reasonable means, including posting on the website, posting on the platform, email to your account address if you have one, or other reasonable notification methods. The "Last Updated" date at the top of these Terms reflects the most recent material change.

Your continued use of the Services after notice of a material change constitutes acceptance of the updated Terms, except where applicable law requires otherwise.

If you have entered into the Master Success Architect Coaching Agreement, that Agreement contains specific protections for committed-program participants regarding changes to terms expressly designated as committed-member protections. Those protections govern with respect to the Services and rights covered by that Agreement, and changes to these Terms apply prospectively only with respect to such committed-member protections.

SECTION 16 — Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless the Company and its officers, directors, employees, contractors, Success Architects, agents, affiliates, successors, and assigns from and against any and all claims, demands, actions, proceedings, judgments, damages, liabilities, losses, costs, fees, and expenses, including reasonable attorneys' fees, arising out of or related to:

• your breach of these Terms or any policy incorporated by reference;
• your misuse of the Services;
• your violation of any law, regulation, or third-party right;
• User Content you submit;
• your unauthorized use, copying, distribution, or commercial exploitation of Company materials;
• your interactions with other users, including any harm you cause another user or any harm another user claims arose from your conduct;
• your misrepresentation of jurisdictional eligibility under Section 2.

Your indemnification obligation does not apply to claims arising solely from the Company's gross negligence or willful misconduct.

The Company has the right, but not the obligation, to assume exclusive defense and control of any matter for which you are required to indemnify the Company. You agree to cooperate reasonably with the Company in defending any indemnified claim.

SECTION 17 — Dispute Resolution

17.1 — Good-Faith Resolution

Before initiating any formal legal proceeding, you agree to attempt to resolve any dispute, claim, or disagreement arising out of or related to these Terms or the Services through good-faith communication. You agree to provide the Company written notice of the dispute, including a description of the nature of the claim, the relief you seek, and your contact information, sent to eric@ableframework.com or 30 N Gould St Ste R, Sheridan, WY 82801, USA.

17.2 — Pre-Suit Negotiation and Mediation

Before initiating any formal proceeding under these Terms, the parties agree to engage in good-faith negotiation and mediation for a period of thirty (30) days following written notice of the dispute. Either party may initiate this pre-suit period by providing written notice to the other party identifying the nature of the dispute. The thirty-day mandatory good-faith period must elapse before either party may proceed to arbitration or, where permitted by this Section 17, judicial proceeding.

17.3 — Binding Arbitration

Except for matters carved out under Sections 17.4 and 17.5, any dispute arising out of or related to these Terms or the Services that is not resolved through the pre-suit negotiation and mediation requirement in Section 17.2 shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under the AAA Consumer Arbitration Rules then in effect. Arbitration may proceed by remote or virtual appearance.

17.4 — Class Action Waiver and Jury Trial Waiver

EACH PARTY EXPRESSLY WAIVES THE RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION AGAINST THE OTHER PARTY OR ANY RELATED PARTY. EACH PARTY EXPRESSLY WAIVES THE RIGHT TO TRIAL BY JURY FOR ANY DISPUTE ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES.

These waivers are essential elements of the bargain between the parties. The parties acknowledge that arbitration under this Section 17 is preferred over judicial proceedings and that class-action and jury-trial waivers reflect the parties' agreed-upon dispute resolution structure.

17.5 — Small Claims Court Carve-Out

Either party may bring an individual action in small claims court for any dispute within that court's jurisdictional limits, provided that the action is brought solely on an individual basis and not as a class, consolidated, or representative action.

17.6 — Intellectual Property and Equitable Relief Carve-Out

The Company may seek injunctive relief, specific performance, and other equitable remedies in any court of competent jurisdiction without first proceeding through pre-suit negotiation, mediation, or arbitration where the Company reasonably believes such relief is necessary to protect the Company's intellectual property, trade secrets, platform integrity, user safety, or other legitimate business interests.

17.7 — Judicial Forum for Non-Arbitrable Matters

For any matter not subject to arbitration under this Section 17 — including matters carved out under Sections 17.5 and 17.6 — the exclusive judicial forum is Sheridan County, Wyoming, or the county of the Company's Wyoming registered agent if different and confirmed by counsel. Each party consents to the exclusive jurisdiction and venue of the courts in that county.

17.8 — Limitations on Claims

Any claim or cause of action arising out of or related to these Terms or the Services must be brought within one (1) year after the claim arose, except where prohibited by applicable law. Wyoming law provides a default limitation period for written contracts under Wyo. Stat. § 1-3-105; the Company uses a contractual one-year limitation on claims grounded in Wyoming common law and freedom of contract principles, subject to reasonableness and except where applicable law requires a longer period that cannot be shortened by agreement.

17.9 — Coaching Agreement Priority

Where you have entered into the Master Success Architect Coaching Agreement, the dispute-resolution provisions of that Agreement govern with respect to claims arising under that Agreement.

SECTION 18 — Governing Law and Venue

These Terms are governed by, construed under, and enforced in accordance with the laws of the State of Wyoming, without regard to conflict-of-law principles that would apply the laws of a different jurisdiction.

The exclusive judicial forum for any non-arbitrable matter under these Terms is Sheridan County, Wyoming, or the county of the Company's Wyoming registered agent if different and confirmed by counsel, per Section 17.7.

The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

SECTION 19 — Notice and Communications

19.1 — Notices to the Company

Legal notices to the Company under these Terms must be sent in writing to eric@ableframework.com or to the Company's registered office address in Wyoming.

19.2 — Notices to You

The Company may provide notice to you through the email address associated with your account, through the platform, or through other reasonable means. Notice sent to the email address you provided is effective notice even if you have not updated your email address.

19.3 — Electronic Communications

You agree to receive electronic communications from the Company related to the Services, including transactional emails, account notifications, security alerts, billing notices, terms changes, policy changes, and similar service communications. You may not opt out of transactional and service communications while you have an active account.

You may manage marketing communications preferences as set out in the Privacy Policy.

SECTION 20 — Miscellaneous

20.1 — Entire Agreement

These Terms, together with the Refund and Cancellation Policy, Privacy Policy, Coaching Disclaimer, any program-specific terms incorporated at enrollment, and (where applicable) the Master Success Architect Coaching Agreement, constitute the entire agreement between you and the Company regarding the Services and supersede any prior agreement, representation, or understanding.

20.2 — Severability

If any provision of these Terms is held to be invalid, unenforceable, or void by a court or arbitrator of competent jurisdiction, the remaining provisions of these Terms continue in full force and effect, and the invalid, unenforceable, or void provision is modified to the minimum extent necessary to render it valid and enforceable consistent with the parties' intent.

20.3 — No Waiver

No waiver of any term or condition of these Terms is effective unless made in writing and signed by the party granting the waiver. Failure or delay by either party in exercising any right under these Terms does not constitute a waiver of that right.

20.4 — Assignment

You may not assign, transfer, or delegate these Terms, in whole or in part, without the Company's prior written consent. The Company may assign or transfer these Terms to a successor entity, parent, subsidiary, or affiliate, or in connection with a merger, acquisition, sale of assets, or reorganization of the Company.

20.5 — Electronic Acceptance

These Terms may be accepted by electronic means under the Wyoming Uniform Electronic Transactions Act, W.S. 40-21-107, and the federal Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq. Acceptance methods include checkbox acceptance, "I Agree" interfaces, account creation, clickwrap acceptance through the Company's checkout flow, continued use of the Services after notice, and other reasonable electronic acceptance methods the Company implements.

Before accepting these Terms electronically, you expressly consent to receive these Terms, related notices, disclosures, and policies electronically. You acknowledge that to access and retain electronic records you must have a device with internet access, a current web browser, the ability to receive email, software capable of opening PDF files, and the ability to download, save, or print electronic records. You may withdraw electronic consent at any time by contacting the Company.

20.6 — Headings

Section headings in these Terms are for convenience only and do not affect interpretation.

20.7 — Force Majeure

Neither party is liable for any failure or delay in performance under these Terms due to causes beyond the party's reasonable control, including without limitation acts of God, natural disasters, war, terrorism, civil unrest, governmental action, labor disputes, supply chain disruption, internet or telecommunications failure, public health emergencies, or similar causes.

20.8 — Independent Contractors

The parties are independent contractors. Nothing in these Terms creates a partnership, joint venture, employment relationship, agency relationship, or fiduciary relationship between the parties.

20.9 — No Third-Party Beneficiaries

These Terms are for the benefit of the parties only and do not create rights in any third party.

SECTION 21 — Contact

Questions about these Terms may be directed to the Company at:

A.B.L.E. Framework, LLC

eric@ableframework.com

30 N Gould St Ste R, Sheridan, WY 82801, USA

END OF TERMS OF USE