A.B.L.E. Terms of Use

1. Acceptance of These Terms

These Terms of Use (the "Terms") are a binding agreement between you and A.B.L.E. Framework LLC. By visiting the Platform, creating an account, taking the Personal Study, or purchasing a membership, you accept these Terms.

If you enroll as a member, you also accept the Master Success Architect Coaching Agreement (the "Coaching Agreement"), the Refund and Cancellation Policy, the Privacy Policy, the Coaching Disclaimer, the Group Covenant, and the standalone Sensitive Data Consent (together with these Terms, the "Agreement Stack"). Where these Terms and the Coaching Agreement conflict as to the coaching relationship, the Coaching Agreement controls. Where they conflict as to use of the Platform, these Terms control.

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE PLATFORM.

2. Eligibility

Age. You must be at least eighteen (18) years of age and able to form a binding contract to use the Platform.

Location. Services are currently available only to residents physically located in the United States and Canada, excluding Quebec. Residents or persons physically located in Quebec, Mexico, the European Union, the United Kingdom, or any other excluded jurisdiction are not eligible to enroll unless A.B.L.E. Framework LLC expressly expands eligibility in writing. As part of enrollment you will attest to your physical location, and you agree to notify A.B.L.E. if you relocate to an excluded jurisdiction.

Sponsored seats. A person or organization may purchase a membership seat for another man under a Sponsor Order Form. The Sponsor's payment does not enroll anyone. Each man independently satisfies these eligibility requirements, completes the Personal Study, and accepts the Agreement Stack for himself.

3. What A.B.L.E. Is, and Is Not

A.B.L.E. is a living operating system for men: a practice of coaching and personal development delivered through the Personal Study, Personal Use Cases, Micro-Labs, cohorts, the community, and a written relationship with a Success Architect.

A.B.L.E. IS NOT THERAPY, MEDICAL CARE, COUNSELING, EMERGENCY SERVICE, CRISIS INTERVENTION, LEGAL ADVICE, OR FINANCIAL ADVICE, AND DOES NOT PRESENT ITSELF AS ANY OF THESE. A Success Architect does not diagnose or treat any condition. The Coaching Disclaimer, which is part of the Agreement Stack, describes these boundaries and the crisis resources for the United States and Canada. If you are in immediate danger, contact the emergency or crisis service for where you are.

4. Your Account

You are responsible for the accuracy of the information you provide, for keeping your sign-in credentials confidential, and for all activity under your account. Your account is personal to you and may not be shared, transferred, or used by anyone else. Notify us at info@ableframework.com promptly if you believe your account has been accessed without authorization.

A.B.L.E. communicates with you by email at the address on your account and through the Platform. You agree to keep that address current.

5. Electronic Records and Signatures

You consent to receive agreements, policies, disclosures, notices, receipts, and other communications electronically, and to sign and accept them electronically, under the Wyoming Uniform Electronic Transactions Act (W.S. 40-21-101 et seq.) and the Federal E-SIGN Act (15 U.S.C. § 7001 et seq.).

Hardware and software requirements. To access and retain electronic records you need internet access, a current web browser, access to the email address on your account, software capable of viewing PDF files, and the ability to download, save, or print records. These requirements are displayed before you accept the Agreement Stack, and by checking the acceptance box after they are displayed you confirm that you can access records in this form.

Paper copies and withdrawal. You may request a paper copy of any agreement or disclosure, update your contact information, or withdraw your consent to electronic records by writing to info@ableframework.com. Withdrawal of consent may prevent A.B.L.E. from continuing to provide the services, because the Platform is delivered electronically.

6. Sensitive Information and Consent

Using the Platform may involve disclosing personal, emotional, relational, spiritual, or behavior-related information, including your Personal Study responses, Personal Use Cases, reflections, and messages with your Success Architect. A.B.L.E. asks for a separate, affirmative consent before you submit such information, and does not bury that consent in these Terms. How that information is used and protected is described in the Privacy Policy.

7. Memberships, Payment, and Cancellation

Membership tiers, prices, billing intervals, automatic renewal, cancellation, and refunds are governed by the Refund and Cancellation Policy, which you accept at checkout. Prices are stated in United States Dollars.

8. Acceptable Use

You agree to use the Platform only for its purpose: your own practice and your own participation in the community. You agree not to:

• use the Platform in violation of any applicable law or regulation;
• harass, intimidate, threaten, coerce, demean, or discriminate against any person;
• share, record, screenshot, or repost another member's words, Personal Study content, reflections, or community posts outside the Platform without that member's express permission;
• impersonate any person, misrepresent your identity or affiliation, or provide false location or eligibility information;
• solicit, market, recruit, or sell to other members, or use the community for any commercial purpose;
• upload or transmit content that is unlawful, defamatory, obscene, sexually explicit, or that infringes any intellectual property, privacy, or other right;
• upload or transmit malicious code, or attempt to gain unauthorized access to the Platform, other accounts, or the systems that support them;
• scrape, copy, reverse engineer, or extract the Platform's content, data, or code, or use automated means to access the Platform;
• reproduce, distribute, or create derivative works from the A.B.L.E. Framework, the Personal Study, the Micro-Labs, the Word lessons, or any other Platform content, except as expressly permitted;
• share your account or allow another person to participate under your name; or
• interfere with the operation of the Platform or with any other member's use of it.

9. Community Conduct and Moderation

Cohorts, gatherings, and community spaces operate under the Group Covenant, which you accept before entering them. Cohorts are never public confession environments, and no member is pressured to disclose more than he chooses.

NO PERFECT MODERATION. A.B.L.E. DOES NOT PROMISE PERFECT MODERATION, CONTINUOUS MONITORING, OR GUARANTEED INTERVENTION IN ANY COMMUNITY SPACE, AND DOES NOT GUARANTEE PROTECTION FROM THE CONDUCT OF OTHER PARTICIPANTS. Messages and community spaces are handled by people and are not watched around the clock.

A.B.L.E. may, in its discretion, remove content, restrict participation, suspend, or terminate access where it becomes aware of:

• a safety risk;
• repeated breach of the Group Covenant or these Terms;
• a confidentiality breach;
• harassment;
• intimidation;
• coercive conduct; or
• substantial disruption.

A.B.L.E. may act on a report or on its own observation, may do so without prior notice where safety requires, and is not obligated to disclose the basis of a moderation decision to any person other than the member concerned.

10. Your Content

You keep ownership of what you write on the Platform: your Personal Study responses, Personal Use Cases, reflections, messages, and community posts ("Your Content"). Your words are yours.

You grant A.B.L.E. a non-exclusive, royalty-free, worldwide license to store, process, display to you and to your Success Architect, and use Your Content for the purpose of providing the services to you, for platform operation and safety, and as otherwise described in the Privacy Policy. This license ends when Your Content is deleted from the Platform, except for copies retained as the Privacy Policy describes for legal, safety, or backup purposes.

A.B.L.E. will not publish Your Content, use it in marketing, or share it with any Sponsor, employer, church, or other third party, except with your express written permission or as the Privacy Policy and Coaching Agreement permit for legal and safety reasons.

You represent that you have the right to submit Your Content and that it does not infringe any third party's rights.

11. A.B.L.E.'s Intellectual Property

The A.B.L.E. name and marks, the A.B.L.E. Framework and its four Movements, the Personal Study, the Personal Use Case method, the Micro-Labs, the Word lessons, the Success Architect method and title, the Platform's design, code, text, audio, video, and graphics, and all related materials are owned by A.B.L.E. Framework LLC or its licensors and are protected by copyright, trademark, trade secret, and other laws, including the Wyoming Uniform Trade Secrets Act (W.S. 40-24-101 et seq.) and the Federal Defend Trade Secrets Act (18 U.S.C. § 1836).

A.B.L.E. grants you a limited, personal, non-transferable, revocable license to access and use the Platform and its content for your own practice while your account is in good standing. No other right is granted. You may not use the A.B.L.E. name or marks, or represent yourself as a Success Architect or as affiliated with A.B.L.E., without written permission.

Scripture quotations in the Word lessons are taken from the Amplified Bible, Classic Edition (AMPC), Copyright © 1954, 1958, 1962, 1964, 1965, 1987 by The Lockman Foundation. Used by permission. www.lockman.org

12. Third-Party Services

The Platform relies on third-party services, including a payment processor (Stripe), a community platform (Circle), form and intake tools (Tally), database and authentication infrastructure (Supabase), and email delivery (Resend). Your use of those services through the Platform is subject to their terms where they apply directly to you (for example, the payment processor's terms at checkout). A.B.L.E. is not responsible for the availability or conduct of third-party services beyond the obligations in the Privacy Policy.

Links to external websites are provided for convenience. A.B.L.E. does not control and is not responsible for their content.

13. Assumption of Risk

YOU ACKNOWLEDGE THAT PERSONAL DEVELOPMENT WORK MAY SURFACE EMOTIONAL DISCOMFORT, REFLECTION, RESISTANCE, AND GROWTH-RELATED TENSION, AND THAT THESE ARE INHERENT IN THE PRACTICE. YOU VOLUNTARILY ASSUME THE RISKS INHERENT IN PERSONAL DEVELOPMENT AND IN PARTICIPATING IN A COMMUNITY OF OTHER MEN. YOU ARE RESPONSIBLE FOR YOUR OWN DECISIONS AND ACTIONS, INCLUDING ANY DECISION TO SEEK OR NOT SEEK PROFESSIONAL CARE.

This assumption of risk does not release A.B.L.E. from liability for its own gross negligence or intentional misconduct.

14. Disclaimers

THE PLATFORM AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, A.B.L.E. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. A.B.L.E. DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY PARTICULAR RESULT, OUTCOME, OR CHANGE WILL FOLLOW FROM THE PRACTICE.

Nothing on the Platform is a guarantee of any result. The Personal Study reveals; it does not diagnose, grade, or predict.

15. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, A.B.L.E. FRAMEWORK LLC, ITS FOUNDER, MEMBERS, MANAGERS, SUCCESS ARCHITECTS, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OPPORTUNITY, ARISING OUT OF OR RELATING TO THE PLATFORM, THE SERVICES, OR THESE TERMS, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY.

A.B.L.E.'S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE PLATFORM, THE SERVICES, OR THESE TERMS WILL NOT EXCEED THE FEES YOU PAID TO A.B.L.E. IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

These limitations do not apply to liability for gross negligence or intentional misconduct, or to any liability that cannot be limited under applicable law. Some jurisdictions do not allow certain limitations, and applicable consumer protection laws, including the Wyoming Consumer Protection Act (W.S. 40-12-101 et seq.) and other state consumer protection laws where they apply, are preserved to the extent they cannot be waived.

16. Indemnification

You agree to indemnify and hold harmless A.B.L.E. Framework LLC and its Founder, members, managers, Success Architects, contractors, and agents from any claim, loss, or expense, including reasonable attorneys' fees, arising out of Your Content, your breach of these Terms or the Agreement Stack, your violation of any law or third-party right, or your misuse of the Platform.

17. Suspension and Termination

You may close your account at any time; cancellation of a paid membership is governed by the Refund and Cancellation Policy.

A.B.L.E. may suspend or terminate your access to the Platform, with or without notice, for breach of these Terms or the Agreement Stack, for any of the moderation grounds in Section 9, where required by law, or where continuing the relationship is not consistent with the Coaching Agreement. The Refund and Cancellation Policy governs any refund on termination.

Sections 10 (as to retained copies), 11, 13, 14, 15, 16, 18, 19, and 20 survive termination.

18. Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

18.1 Negotiation and mediation. Before starting any arbitration or court action, you and A.B.L.E. agree to try in good faith to resolve the dispute by negotiation for at least thirty (30) days after written notice of the dispute is sent (to A.B.L.E. at info@ableframework.com; to you at the email address on your account), and, if negotiation does not resolve it, by mediation with a mutually agreed mediator, which may be conducted remotely.

18.2 Binding arbitration. Any dispute not resolved under Section 18.1 will be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, before a single arbitrator. Remote or virtual appearances are permitted. The arbitrator's award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs this Section.

18.3 CLASS ACTION WAIVER. YOU AND A.B.L.E. AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OF MORE THAN ONE PERSON.

18.4 JURY TRIAL WAIVER. TO THE EXTENT ANY DISPUTE PROCEEDS IN COURT RATHER THAN ARBITRATION, YOU AND A.B.L.E. EACH WAIVE ANY RIGHT TO A TRIAL BY JURY.

18.5 Small claims. Either party may bring an individual action in small claims court for a dispute within that court's jurisdictional limits, instead of arbitration.

18.6 Intellectual property. Claims for injunctive or other equitable relief concerning intellectual property are excluded from arbitration and may be brought in court.

18.7 Judicial forum. For any matter not subject to arbitration, the exclusive forum is the state or federal courts sitting in Sheridan County, Wyoming, or the county of A.B.L.E.'s registered agent, and you consent to their jurisdiction.

19. Governing Law and Time Limit on Claims

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict of laws rules, and by applicable federal law. Where the consumer protection law of your state or province applies and cannot be waived, it is preserved.

Any claim arising out of or relating to the Services, Platform, Agreement, or relationship between the parties must be brought within one year after the claim accrues, except where prohibited by applicable law.

20. General

Changes. A.B.L.E. may update these Terms through its agreement-governance process. A material change is communicated by email and through the Platform's acknowledgment flow before it takes effect, with the version and effective date stated. Continued use after the effective date is acceptance of the change.

Entire agreement. These Terms and the Agreement Stack are the entire agreement between you and A.B.L.E. about the Platform and supersede any prior understanding.

Severability. If any provision is held unenforceable, it will be enforced to the maximum extent permitted and the remainder will continue in effect.

No waiver. A.B.L.E.'s failure to enforce a provision is not a waiver of it.

Assignment. You may not assign these Terms. A.B.L.E. may assign them in connection with a merger, acquisition, or sale of assets, with notice to you.

Notices. Notices to A.B.L.E. go to info@ableframework.com. Notices to you go to the email address on your account.

21. Contact

A.B.L.E. Framework LLC, a Wyoming limited liability company.

Email: info@ableframework.com. A person reads every message, and we answer within two business days.

Services are currently available only to residents physically located in the United States and Canada, excluding Quebec.